Stamp Duty Calculator

Calculate your exact property transaction costs (SPA & Loan Agreement) and see if you qualify for tax exemptions.

Transaction Details

Property Purchase Price (RM)

Margin of Finance (%)

Usually 90% for 1st/2nd home, 70% for 3rd home.

I am a First-Time Homebuyer (i-Miliki)

Applies 100% exemption for properties up to RM500k, and 75% exemption for RM500k - RM1m.

Total Stamp Duty Payable

RM 0.00

Loan Amount: RM 0.00

SPA Stamp Duty (MOT): RM 0.00

Loan Stamp Duty (0.5%): RM 0.00

*Note: This calculation does not include lawyer legal fees, disbursement fees, or valuation fees.

Read Home Loan Guide

How is Stamp Duty Calculated in Malaysia?

Stamp duty is a tax levied on legal documents by the Inland Revenue Board (LHDN). When you buy a house, you pay stamp duty on two main documents: the Memorandum of Transfer (MOT / SPA) and the Loan Agreement.

1. SPA Stamp Duty (Tiered Scale)

First RM100,000: 1%
RM100,001 to RM500,000: 2%
RM500,001 to RM1,000,000: 3%
Above RM1,000,000: 4%

2. Loan Agreement Stamp Duty

This is a flat rate of 0.5% applied to your total approved loan amount. For example, if you borrow RM450,000, the stamp duty is RM2,250.